Retail Financial Service
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Retail Financial Services
At Realty & Loans, we believe that every individual and business deserves access to personalized financial solutions that empower them to achieve their dreams and goals. Our Retail Financial Services are designed to provide seamless, flexible, and hassle-free funding options tailored to your unique needs. Whether you’re looking to buy a home, grow your business, or fund personal aspirations, we are here to support you every step of the way.Here’s a detailed look at our comprehensive offerings:
Home Loans
Owning your dream home is now easier than ever with our hassle-free home loan solutions. We offer competitive interest rates, flexible repayment options, and quick approvals to make your home-buying journey smooth and stress-free.
- Financing for the purchase, construction, or renovation of residential properties
- Attractive interest rates and flexible tenures.
- Minimal documentation and fast processing.
- Expert guidance at every stage of the loan process.
Business Loans
Whether you’re a startup, SME, or an established enterprise, our business loans provide the financial support you need to grow and thrive. Choose from secured or unsecured options based on your requirements.
- Funding for business expansion, inventory purchase, or operational needs.
- Competitive interest rates and flexible repayment terms.
- Quick approvals and disbursements.
- Tailored solutions for businesses of all sizes.
CC/ LAP OD/ MSME Loans
We offer flexible credit solutions to help businesses enhance their working capital and manage cash flow effectively. Our offerings include Cash Credit (CC), Loan Against Property Overdraft (LAP OD), and MSME loans.
- Access to funds as and when needed.
- Competitive interest rates and overdraft facilities.
- Customized solutions for small and medium enterprises.
- Quick processing and minimal documentation.
Working Capital Loans
Ensure smooth business operations with our working capital loans, designed to provide liquidity support for day-to-day expenses and operational needs.
- Funding for inventory management, payroll, and other operational costs.
- Flexible repayment options aligned with your cash flow.
- Quick approvals and disbursements.
- Tailored solutions for businesses across industries.
Personal Loans
Meet your personal financial needs with our quick and easy personal loans. Whether it’s for a wedding, medical emergency, or a dream vacation, we’ve got you covered.
- Instant approvals and fast disbursements.
- Competitive interest rates and flexible tenures.
- Minimal documentation and hassle-free processing.
- No collateral required.
Term Loans
Our term loans provide fixed-term financial assistance tailored to your specific requirements. Whether it’s for business expansion, equipment purchase, or personal needs, we offer flexible solutions.
- Lump-sum funding with fixed repayment schedules.
- Competitive interest rates and flexible tenures.
- Customized solutions for businesses and individuals.
- Quick processing and transparent terms.
Education Loans
We believe in empowering the next generation by providing education loans that help students achieve their academic aspirations. Our loans cover tuition fees, accommodation, and other educational expenses.
- Financing for domestic and international education.
- Attractive interest rates and flexible repayment options.
- Moratorium period available until course completion.
- Expert guidance on loan application and processing.
Loan Against Property (LAP)
Unlock the potential of your real estate assets with our Loan Against Property (LAP). Whether it’s for business expansion, personal needs, or debt consolidation, we offer competitive financing solutions.
- High loan amounts based on property value.
- Competitive interest rates and flexible repayment terms.
- Quick approvals and minimal documentation.
- Funding for residential, commercial, and industrial properties.
